What is the highest paying money method in GTA Online? As of June 2026 (patch 1.72), the Cayo Perico Heist leads at about $1,100,000 net per hour after fees and upkeep. The median across all 21 methods we track is $95,000 per hour. Every figure below is net, not gross, and comes from the same dataset that powers our live calculator.
Every method, ranked by net $/hr
Net means after fees, crew cuts, and hourly upkeep. Active methods need you at the controls; passive ones earn while you do something else. 3 of the top methods are heists, which is why they dominate the leaderboard.
| # | Method | Net $/hr | Setup | Effort | Risk |
|---|---|---|---|---|---|
| 1 | Cayo Perico Heistheist | $1.1M | $2.2M | active | medium |
| 2 | Diamond Casino Heistheist | $750K | $1.5M | active | high |
| 3 | Auto Shop Robbery Contractsbusiness | $350K | $1.7M | active | medium |
| 4 | Cluckin' Bell Farm Raidhustle | $350K | Free | active | medium |
| 5 | Doomsday Heist (Act 3)heist | $300K | $1.3M | active | high |
| 6 | Salvage Yard Robberiesbusiness | $200K | $1.4M | active | medium |
| 7 | Vehicle Cargo (Import / Export)business | $160K | $1.5M | active | medium |
| 8 | Public Lobby Sell Runs (+50% bonus)business | $160K | Free | active | high |
| 9 | Agency (Security Contracts + Payphone Hits)business | $150K | $2M | active | low |
| 10 | Special Cargo (Crate Warehouse)business | $130K | $2.9M | active | medium |
| 11 | Acid Labbusiness | $95K | $1M | semi-passive | low |
| 12 | Hangar Smuggling (Air Freight Cargo)business | $80K | $2.1M | active | medium |
| 13 | Bail Office Bounty Huntinghustle | $80K | $1.6M | active | medium |
| 14 | Cocaine Lockup (MC)business | $74K | $2.3M | semi-passive | medium |
| 15 | Bunker (Gunrunning)business | $60K | $2.3M | semi-passive | medium |
| 16 | Methamphetamine Lab (MC)business | $51K | $2.1M | semi-passive | medium |
| 17 | Nightclub (Passive Income)passive | $50K | $1.7M | passive | low |
| 18 | Time Trials + Daily Objectiveshustle | $50K | Free | active | low |
| 19 | Counterfeit Cash Factory (MC)business | $48K | $1.5M | semi-passive | medium |
| 20 | Money Fronts (Car Wash network)passive | $42K | $1.5M | passive | low |
| 21 | Casino Gambling (Lucky Wheel + tables)investment | $30K | $500 | active | high |
What the numbers say
Three patterns stand out. First, the gap between the best and the middle is huge: the Cayo Perico Heist earns 11.6x the median method, which is why picking the right grind matters more than grinding harder. Second, active play out-earns passive ownership on average, about $277.9K/hr versus $46K/hr, but passive income needs almost none of your attention, so the real answer is to run both at once. Third, setup cost buys rate: the best free method (Cluckin' Bell Farm Raid) nets $350K/hr, while the top of the table needs $2.2M up front to unlock $1.1M/hr.
This dataset is free to reference in articles, videos, wikis, and forums with a link to this page. Suggested attribution: Source: GrindMap, GTA Online money data (June 2026 (patch 1.72)). Figures are net of fees and upkeep and recompute from the same dataset that powers our live calculator. Full method notes are on the methodology page.
Frequently asked questions
What is the highest paying money method in GTA Online?+
As of June 2026 (patch 1.72), the Cayo Perico Heist is the highest paying money method in GTA Online at roughly $1,100,000 net per hour after fees and upkeep. The best solo money in the game. A clean solo run with Bearer Bonds or Pink Diamond plus cocaine/gold secondaries nets roughly $1.0M to $1.4M. Replan from the Kosatka to fish for a better target.
How much money per hour is good in GTA Online?+
The median across all 21 methods we track is about $95,000 net per hour, so anything above that is better than half the game's money makers. The top end sits around $1,100,000 per hour, which is 11.6x the median.
What is the best money method with no starting money?+
Cluckin' Bell Farm Raid: it needs $0 in setup and nets about $350,000 per hour, which makes it the strongest zero-investment grind for new players saving toward their first property.
Are passive businesses better than active grinding in GTA Online?+
No, but they stack. Active methods average about $277,857 net per hour versus roughly $46,000 for passive businesses, and even the best passive source (Nightclub (Passive Income), about $50,000/hr) trails the top active methods. The optimal play is running passive income underneath an active grind, which is exactly what our Empire Builder optimizes.
How is this data calculated and how often is it updated?+
Every figure is net GTA$ per hour: gross payout minus fees, cuts, and upkeep, divided by realistic time per run including setups. The numbers are generated from the same dataset that powers the GrindMap calculator, so this page and the tool always agree. Last updated for June 2026 (patch 1.72), with weekly event boosts applied live on the calculator page.